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blog 1100x733 report card 2025

Your suburb’s 2025 property report card is in

Latest / Your Choice Mortgage

You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks. Over the past year, home prices have risen 8.7% nationally, according to PropTrack.  If […]

Your suburb’s 2025 property report card is in Read More »

blog 1100x733 no xmas cut 2025

No Christmas rate cut – could rates rise in 2026?

Latest / Your Choice Mortgage

Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare. Talk about interest rates being unpredictable!  We started 2025 with the Reserve Bank of Australia’s (RBA’s) cash

No Christmas rate cut – could rates rise in 2026? Read More »

blog 1100x733 help to buy 2025

2% deposit scheme ‘Help to Buy’ launches

Latest / Your Choice Mortgage

Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer. But there are some pros and cons to be aware of. Let’s take a look. Think back to 2022. That’s when the Labor government first proposed a new Help to

2% deposit scheme ‘Help to Buy’ launches Read More »

blog 1100x733 invest prop 2025

Why now may be the time to buy a rental property

Latest / Your Choice Mortgage

2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors. We explain what’s happening, and why it might be worth considering bringing forward your plans.  The past year has been a cracker for property investors.  The tightest vacancy

Why now may be the time to buy a rental property Read More »

blog 1100x733 gen z 2025

5-year goal: 1-in-3 Gen Zs planning to buy a first home

Latest / Your Choice Mortgage

Gen Z may be known for being tech savvy, but they’re also showing their smarts when it comes to home buying, with a surprisingly large number preparing to buy their first home before the end of the decade. Here’s how Gen Zs are making their home-buying plans happen. They don’t call it the ‘great Australian

5-year goal: 1-in-3 Gen Zs planning to buy a first home Read More »

blog 1100x733 pay down 2025

Australian home owners focus on paying down debt

Latest / Your Choice Mortgage

To save or to pay down your home loan, that is the question. Ok, so it’s not Shakespearean levels of contemplation – but it’s still a big decision facing many Australian families right now. Let’s take a look at what the majority of home owners are leaning toward. A growing number of home owners have

Australian home owners focus on paying down debt Read More »

Blog 1100x733 Summer Property 2025 1024x682

Time to buy? House prices tipped to heat up this summer

Latest / Your Choice Mortgage

Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans. Aussie home values are sprinting into summer, with property price growth hitting the fastest pace in over two years in October. The price hikes

Time to buy? House prices tipped to heat up this summer Read More »

Easy loan first home

Forget ‘The Block’, more homes are selling at auction

Latest / Your Choice Mortgage

Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As auction clearance rates heat up we explain how to get your auction game on.  Life may imitate art, but reality TV doesn’t always reflect reality.  

Forget ‘The Block’, more homes are selling at auction Read More »

Blog 1100x733 Train Station 2025 1024x682

All aboard! The affordability of just one extra train stop

Latest / Your Choice Mortgage

If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to stay on the train for just one more stop can be rewarded with savings totalling hundreds of thousands of dollars. When you’re house hunting, it’s

All aboard! The affordability of just one extra train stop Read More »

Blog 1100x733 Bank Mum Dad 2025 1024x682

Bank of Mum and Dad stumps up $40,000

Latest / Your Choice Mortgage

They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at the pros and cons of family support – plus other ways to buy a first home that give mum and dad a break. Saving a

Bank of Mum and Dad stumps up $40,000 Read More »

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