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Blog 1100x733 Heating 2025 1024x682

Low cost renos to help keep your home cosy this autumn

Latest / Your Choice Mortgage

It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills. It’s almost time to pack away the boardies, swap sarongs for sweaters and cross from cricket to footy. As […]

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Blog 1100x733 Downturn 2025 1024x682

Was that the shortest property downturn ever?

Latest / Your Choice Mortgage

The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy. Jeepers. That didn’t last long. Back in early January, CoreLogic declared Australia’s housing market had entered ​a downturn after

Was that the shortest property downturn ever? Read More »

Blog 1100x733 Hecs Debt 2025 1024x682

Major change coming to mortgage rules for university grads

Latest / Your Choice Mortgage

Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan. Heading off to uni can be a great investment in your skills and qualifications, potentially leading to a higher income over the course of

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Blog 1100x733 Rate Cut Feb 2025 1024x682

RBA cuts the cash rate for the first time since 2020

Latest / Your Choice Mortgage

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year? This is the first time the Reserve Bank of Australia (RBA) has cut

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Blog 1100x733 First Home 2025 1024x682

The scheme that’s helped 193,000 Aussies buy a first home

Latest / Your Choice Mortgage

If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Here’s how it works. Saving that all-important 20% deposit for a first home isn’t easy

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Blog 1100x733 Rates Tipped Fall 1024x682

What happens to my home loan if interest rates fall?

Latest / Your Choice Mortgage

Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south. It’s been a long time between drinks for home owners celebrating a rate cut. The last time the

What happens to my home loan if interest rates fall? Read More »

Blog 1100x733 Location 2025 1024x682

The top 5 location turn-offs for Aussie home buyers

Latest / Your Choice Mortgage

Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later. Beautiful home, dead quiet neighbours. Sounds brilliant,

The top 5 location turn-offs for Aussie home buyers Read More »

Blog 1100x733 Renovation 2025 1024x682

How to finance your 2025 home renovation

Latest / Your Choice Mortgage

Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno finance options are available. Today we’ll explain some ways to fund your home improvement project. Spending on home renovations has boomed over the past five years, and it seems we’re

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Blog 1100x733 Fixed Vs Variable 2025 1024x682

Decisions decisions… Fixed-rate vs variable home loan rate

Latest / Your Choice Mortgage

Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast. Locking in your home loan rate can also have upsides, including the potential for a lower rate right now. Home loans come in all shapes and sizes. A common thread is

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Blog 1100x733 Home Types 2025 1024x682

House, apartment or townhouse? The pros and cons of each

Latest / Your Choice Mortgage

There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. Australians are blessed with choice when it comes

House, apartment or townhouse? The pros and cons of each Read More »

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