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Blog 1100x733 Refinancing 2025 1024x682

Why 1-in-2 families are thinking of refinancing

Latest / Your Choice Mortgage

The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate. There’s nothing like a rate cut to put a spring in home owners’ steps. February’s 0.25% rate cut, for instance, saw consumer sentiment jump […]

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Blog 1100x733 Traffic Noise 2025 1024x682

Sounds of silence: how traffic noise can impact property values

Latest / Your Choice Mortgage

‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, railway or flight path can impact property values. Location, location, location. When you’re hunting for a new home, most people are on the lookout for an abode that’s close

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Blog 1100x733 Staycation 2025 1024x682

5 fun (and budget-friendly) ideas for an Easter staycation

Latest / Your Choice Mortgage

This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, check out our tips to enjoy a memorable getaway – at home. Fun fact: 2025 sees the Easter public holidays fall in the same week as Anzac Day. That

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Blog 1100x733 Heating 2025 1024x682

Low cost renos to help keep your home cosy this autumn

Latest / Your Choice Mortgage

It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills. It’s almost time to pack away the boardies, swap sarongs for sweaters and cross from cricket to footy. As

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Was that the shortest property downturn ever?

Latest / Your Choice Mortgage

The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy. Jeepers. That didn’t last long. Back in early January, CoreLogic declared Australia’s housing market had entered ​a downturn after

Was that the shortest property downturn ever? Read More »

Blog 1100x733 Hecs Debt 2025 1024x682

Major change coming to mortgage rules for university grads

Latest / Your Choice Mortgage

Good news for the three million Australians who have a student debt. New rules are on the cards that could soon increase their borrowing power when applying for a home loan. Heading off to uni can be a great investment in your skills and qualifications, potentially leading to a higher income over the course of

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Blog 1100x733 Rate Cut Feb 2025 1024x682

RBA cuts the cash rate for the first time since 2020

Latest / Your Choice Mortgage

Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year? This is the first time the Reserve Bank of Australia (RBA) has cut

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Blog 1100x733 First Home 2025 1024x682

The scheme that’s helped 193,000 Aussies buy a first home

Latest / Your Choice Mortgage

If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Here’s how it works. Saving that all-important 20% deposit for a first home isn’t easy

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Blog 1100x733 Rates Tipped Fall 1024x682

What happens to my home loan if interest rates fall?

Latest / Your Choice Mortgage

Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south. It’s been a long time between drinks for home owners celebrating a rate cut. The last time the

What happens to my home loan if interest rates fall? Read More »

Blog 1100x733 Location 2025 1024x682

The top 5 location turn-offs for Aussie home buyers

Latest / Your Choice Mortgage

Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind a lower-than-expected price tag. And while an undesirable location might not be a deal breaker for you, it could make it harder to sell later. Beautiful home, dead quiet neighbours. Sounds brilliant,

The top 5 location turn-offs for Aussie home buyers Read More »

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